Get a Lower Rate.
Guaranteed.
Independent insurance guidance for Florida families and businesses. We compare carriers so you get the right coverage without overpaying.
An Independent Agency That Works for You
At RG Insurance Group, our mission is to provide clients with the best combination of price, protection, and service. Backed by our Lower Rate Guarantee, we are dedicated to finding affordable homeowners and auto insurance solutions while delivering expert guidance, personalized attention, and peace of mind for every client we serve every step of the way.
How We WorkInsurance Doesn't Need to Be Complicated
Tell Us What You Need
Start a quote online or talk directly with an RG agent.
We Compare Your Options
We review coverage and rate combinations from available carriers.
Choose With Confidence
We explain the differences so you can make a clear decision.
Our licensed agents take the time to learn your real situation and build coverage that actually fits your life.
- Years of Industry Experience
- 25+ Carriers & Policy Options
- Customized Coverage Options
- Simple, Hassle-Free Process
Real People, Real Service
As an independent agency, we have access to more than 25 top-rated carriers, including A-rated companies recognized by AM Best, for both home and auto insurance. That means we can compare coverage and pricing across multiple options to find a policy that offers the right protection at a competitive premium. It also gives us the flexibility to look for better options when it's time to renew, rather than simply accepting another rate increase.
Independent Advice
We focus on the right fit for you. You deserve to understand what you're buying, why you're buying it, and whether it truly fits your needs.
Help at Every Step
Get support before, during and after your policy is issued.
Customer Testimonials
“Rick and Grant completed a full review of my policy and found that my screen enclosure wasn't covered at all. They also caught a water-damage exclusion in the endorsements — not a limitation, an outright exclusion that I hadn't noticed. They upgraded my policy to include full water coverage and still saved me $1,125 in my first year. I highly recommend them.”Gary Wright
“Rick was amazing. He saved me $2,000 on my homeowners insurance, and he caught that my hurricane deductible was set at 5%—a huge out-of-pocket cost if I ever had a claim. He recommended lowering it to 2%, which gave me better protection and still saved me money. He also reduced my auto insurance by $500 for six months with the exact same coverage. Thank you, Rick.”Tammy Losio
“I contacted them for a quote, and they kept me on the phone while walking me through the entire process. Other agencies told me it would take 24 hours to get a quote, and some took even longer to respond. I loved how fast and convenient everything was. Not only did they save me $900, but the agent also gave me his direct mobile number so I could reach him anytime. The response time was incredibly fast, communication was excellent, and the overall experience was far better than trying to shop for insurance on my own. Thanks, RG!”Rodney Jones
Get Started with RG Insurance Group
Contact us to compare your rate today!